For 2022-2023 Health, Dental, and Vision Insurance Rates for USD 450, please refer to the following document:

2022-2023 USD 450 Core Benefit Rates

Below are the Rates from the 2021-2022 School Year:

2021-2022 USD 450 Core Benefit Rates

Employees can choose from three health care plans.  Read the USD 450 Health Insurance Plan Comparison at a Glance to see a one­ page comparison of the three plans.

For help in understanding the medical plans below and the medical terms used in these plans, we highly recommend reading the Glossary of Health Coverage and Medical Terms.

For more in-depth information on the three health care plans read about them below:

• KE­ 12 High Deductible Plan

• KE 12 High Deductible Plan Benefit Summary 

• KE­ 10 Comprehensive Major Medical Plan

• KE 10 Comprehensive Major Medical Plan Summary 

• KE 7 Comprehensive Major Medical Plan 

• KE 7 Comprehensive Major Medical Plan Summary 

Preventive Services are covered 100% under the Affordable Care Act.  The following flyer contains a list of preventive services that are covered:  BCBS Preventive Services.

Mail Order Prescriptions:  For more information on how to sign up for mail order prescriptions please view this flyer, Express Scripts Pharmacy or visit this website, BCBS Prescriptions Drug Mail Order.

BCBSKS ResultRX Covered Drug List:  BCBSKS Covered Drug List

TELEMEDICINE SERVICE AVAILABLE:  Visit a doctor online 24/7/365 and it will be billed through your BCBS insurance.  Find more information and directions on how to register through the BCBS Telemedicine through Amwell.

Tool to Find and Compare Procedural Costs:  This tool compares providers and costs to help you find the best value.  Procedure Cost Comparison Tool

Healthy Options Wellness Media Library:  The Healthy Options Wellness Media Library wellness media library contains numerous health videos, eLearning modules, webinars and articles for all employees of USD 450.

• To log into your VCD Account go to: visioncaredirect.com 

• For more information on the vision care plans from Vision Care Direct please refer to the following info:

  • Vision Care Direct Plans

• To learn how to print your membership card, find a doctor in your area, access your online account, and other services offered by Vision Care Direct read the Vision Care Direct Member Services. 

• For more information on the dental care plan please refer to the following:
  • Delta Dental Plan
  • Delta Dental Plan with Orthodontics

• To Learn how to print an ID card, search for a dentist near you, download the Delta Dental mobile app and more read the Delta Dental Benefits Guide.

• USD 450's Benefits years runs from October 1 through September 30 each year.  Changes to Health, Dental, and Vision insurance can be made during the open enrollment period right before the October 1 start date each year.

• In general, you cannot change your medical insurance mid-year. In order to be eligible to change your medical insurance mid-year, you must experience a Qualifying Life Event. (Example: getting married, having a baby, or a spouses open enrollment.) For a full list of Qualifying Life, Events refer to the Qualifying Event Matrix.

• If you experience a Qualifying Life Event, you have 30 days from the date of the event to make changes to your medical insurance.  Please use this form to request a change: Qualifying Event Form

The link below has information about your current prescription drug coverage with Shawnee Heights USD 450 and about your options under Medicare’s prescription drug coverage. This information can help you decide whether or not you want to join a Medicare drug plan:

• Creditable Prescription Drug Coverage and Medicare

USD #450 General Notice of COBRA Continuation Coverage Rights:  USD #450 COBRA General Notice